Financial Immaturity
My wife is the financial expert in our home - that is literally what she went to college to become. However, several of our accounts are in my name. Which means whenever I have to talk to someone about something financial, I feel like a little kid whose mom has sent him to the store to buy something he’s never heard of before.
Man on Phone: Hello, Dave speaking.
Me: Hi Dave, my name is Phil. I need to speak to someone about a {checks piece of paper} ’Refinance Loan.’
Dave: Sure thing, I can help you with that. What kind of refi are you looking for?
Me: Um, what kind do most people ask for?
Dave: Well . . . uh, that really depends. Do you know if you’re currently conventional?
Me: I’d say I’m pretty conventional. I occasionally eat chips on my sandwich, which some might find strange, but. . . .
Dave: Okay. . . That’s not. . . Never mind. What is your current interest?
Me: Oh, I’m REALLY interested. This would really help us out.
Dave: I meant your interest rate…is there an adult I can talk to?
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